Disability Insurance Broker
Canada Disability Insurance
They say life is unpredictable. When you lose one paycheck, life becomes difficult. Imagine losing out on working for a long period of time due to an accident or illness- the same difficulty turns into a disaster.
We Help You Protect Your Pay check
Avon Insurance helps you in getting access to the best disability insurance agents in Brampton and areas around. With us you get disability insurance that works when you can’t. It helps you unlock a monthly flow of tax-free income in case of an accident or disabling illness.
| Monthly Income | Secured | Customized |
| You get payments that replace your paycheck every month. | Secured coverages that covers you beyond 60. | Specialized plans to match your personal needs. |
What is a Disability Insurance?
When an injury or a sudden illness prevents you from working and having a fixed source of income, disability insurance gives you access to tax-free monthly payments. Not all disabilities are easily recognized. Mental health issues and chronic pains can also qualify as a disability.
Should You Get a Disability Insurance?
When you are unable to work, your disability insurance policy gives you access to funds that can cover certain costs. We recommend that people working in labor-intensive sector must get a disability insurance done as their job involves a continuous risk of accidents and injury. It comes as a real savior when you are the only earning member in your family and because of your disability you’ve been away from work for long time. It will affect your family not only financially but also mentally. To avoid such unforeseen circumstances, it is advisable to get a disability insurance.
Types of Disability Insurances
| Short Term Disability Insurance | Long Term Disability Insurance | |
– Offers up to six months’ worth coverage.
| – Comes in effect when you’re unable to resume work after short- term insurance, sickness benefits and paid leaves expire.
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How Much a Disability Insurance Quote in Canada?
Like any other insurance policy, the cost for disability is determined by a risk-to-reward ratio. There are several factors considered while calculating the cost and benefits. These might include age, profession and annual income. Irrespective of whether you need a short or long-term disability insurance plan, the cost averages around between 1%-3% of your annual gross income.
Why Hire Avon Insurance?
Avon Insurance has been in the industry for long. We have served numerous clients in Brampton, GTA and beyond. Our close alliance with respectable insurance providers gives us an edge as a reliable insurance broker in Ontario. With Avon, you get:
- Customized Insurance Portfolio
- Peace of Mind
Relying on our team of well-versed insurance agents and professionals, we dig deep into the sea of insurance providers to sift through the best options to find the one that matches your requirements.